Bank Law Monitor

Bank Law Monitor

A Legal Blog for the Financial Services Industry

Tag Archives: FDIC

Straight Talk About Community Banks

Posted in Cyber-Graham
Context As many of you know, I spent six years as a bank regulator in the Securities Disclosure Division of the OCC. Since moving out to the Northwest, I have had the privilege of being involved with several hundred community banks ranging from de novos to capital raises and from enforcement actions to mergers and acquisitions.… Continue Reading

Regulators Refocus on Commercial Real Estate Lending

Posted in Commercial Real Estate, Compliance Resources, Regulatory Developments
On December 18, 2015, the Office of the Comptroller of the Currency (OCC), along with the Board of Governors of the Federal Reserve System (FRB) and the Federal Deposit Insurance Corporation (FDIC, together with the FRB and the OCC, the “Banking Agencies”) issued the Interagency Statement on Prudent Risk Management for Commercial Real Estate Lending… Continue Reading

New Banks Are On Again, Says FDIC

Posted in Graham & Dunn
Game On? On November 20, 2014, the Federal Deposit Insurance Corporation (FDIC) issued additional guidance* on its 1998 Statement of Policy on Applications for Deposit Insurance, in an effort to clarify the requirements for de novo banks and to encourage more applications. Since the financial crisis, there has been stagnant or declining growth in bank charters,… Continue Reading