Bank Law Monitor

Bank Law Monitor

A Legal Blog for the Financial Services Industry

Tag Archives: Regulation AB

Bank Regulatory Agencies Develop Automated Tool to Calculate Risk-Based Capital Requirements for Securitizations

Posted in Basel III, Compliance Resources, Regulatory Developments
Today, the Office of the Comptroller of the Currency (“OCC”) issued a regulatory capital bulletin (“Bulletin”) stating that the OCC, the Federal Reserve Board, and the Federal Deposit Insurance Corporation have developed an automated tool to help national banks and federal savings associations calculate risk-based capital requirements for securitization exposures.   This automated tool is not… Continue Reading

The Adverse Impact of Basel III on the Retention of Mortgage Servicing Assets

Posted in Basel III, Mortgage Servicing, Regulation AB, Regulatory Developments
Basel III       As we start of the New Year, I think it is a good idea to assess Basel III’s impact on banks.  We have just finished year one of the five year phase in of Basel III. As many of you are well aware, when the Federal Reserve Board approved the Basel III Regulatory Capital and… Continue Reading

Final Rules relating to Regulation AB II Unanimously Adopted by the SEC

Posted in Regulation AB, Regulatory Developments
On August 27, 2014, the SEC unanimously adopted the final rules under Regulation AB that substantially revises the offering process, disclosure and reporting requirements for registered offerings of asset-backed securities. While the rules implement many key reforms, the SEC deferred taking action on several aspects of its original rule proposals. For a copy of the… Continue Reading